Posted: August 4, 2026
If you own a small business, you've likely heard that general liability insurance is something you should have. But what exactly does it cover, and why is it considered such an important part of a business insurance plan? General liability insurance—sometimes called GL insurance or commercial general liability—is one of the most fundamental types of coverage available to businesses of all sizes. Understanding how it...
Posted: August 1, 2026
Every August, millions of families prepare for back-to-school, and for households with a newly licensed teen, that checklist includes an important question: Is your auto insurance ready? Adding a teenager to your auto insurance policy is one of the most significant coverage changes a family can make. Teen drivers are statistically among the highest-risk drivers on the road, which affects both your coverage needs and...
Posted: July 19, 2026
Whether your business relies on a single work truck or a fleet of delivery vans, the vehicles you use for business purposes likely need more than a standard personal auto insurance policy. Commercial auto insurance is designed to cover vehicles used for business operations and can provide protections that personal policies typically do not. Understanding the difference between the two can help business owners avoid...
Posted: July 16, 2026
If you rent your home, apartment, or condo, you may assume that your landlord's insurance policy protects your belongings. Unfortunately, that's a common misconception—and a costly one. A landlord's insurance policy typically covers the physical structure of the building but not the personal property of the people who live in it. Renters insurance is designed to fill that gap, and it's often more affordable than...
Posted: July 4, 2026
When most people think of cyberattacks, they picture large corporations making headline news after a major data breach. But the reality is that small businesses are frequent targets of cybercriminals—and often less prepared to handle the financial and operational fallout. Cyber liability insurance is designed to help businesses manage the costs associated with data breaches, ransomware attacks, and other cyber incidents. If your business stores...
Insurance products are offered through the following insurers: Allegany Co-op Insurance (Cuba, NY); American Bankers (Assurant Specialty Pro) (Scottsdale, AZ); Broome Co-operative Insurance (Vestal, NY); Eastern Mutual (Montpelier, VT); Foremost Insurance (Carol Stream, IL); Hagerty Insurance (Traverse City, MI); Lancer Insurance (Long Beach, NY); Midstate Mutual Insurance (Auburn, NY); The Progressive Corporation (Mayfield Village, OH); The Main Street America Group (Jacksonville, FL); Utica National Insurance Group (New Hartford, NY); and other unaffiliated insurers.
Insurance services are provided by an independent insurance agency. Kriner & Furlong Insurance Agency and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.