About Us

Binghampton Insurance AgencyKriner & Furlong Insurance Agency has had the privilege of serving individuals and businesses in the Southern Tier of NY and NE Pennsylvania since 1992.

Locally owned and operating in Binghamton, New York, we understand the needs of our local communities. We don’t just sell insurance; we sell professional service with a personal touch! With honesty, integrity and professionalism, our staff is ready to service all of your insurance needs.

As an Independent Agent, we do not work for one insurance company, we work for you! Whether it is Auto/Car Insurance, Home Insurance, Life Insurance, and Business/Commercial Insurance, we have you covered. Kriner & Furlong Insurance Agency represents a selected group of financially strong, reputable insurance companies, so we are able to offer you the best coverage at very competitive pricing. We can even find insurance for that hard to place risk that other companies do not want.

Please take a stroll through our site and see all that we have to offer. We are sure you will find some useful information on various insurance products. Also, we invite you to check out some links to other insurance related sites where you will find valuable information and tips. Of course you are always welcome to give us a call or send us an e-mail for any additional information. At Kriner & Furlong Insurance Agency, you will always receive a live person, no voice menus here.

Thank you for visiting and we hope to hear from you soon.

An Independent Advantage

We are Independent Agents in Binghamton, New York, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kriner & Furlong Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.