About Kriner & Furlong Insurance

Kriner & Furlong Insurance was established in 1992, but that is not where our insurance experience began.

It was in 1974 when Sharon Kriner began working for the Furlong Agency and continued her life long career in insurance. In 1979, Paul Furlong came aboard pursuing his own career. Upon the retirement of Robert Furlong in 1993, Paul and Sharon purchased the agency and changed the name to Kriner & Furlong. Together with our dedicated staff, we have grown the agency to what we are today- a proud and strong independent agency.

We are proud to be servicing 3rd generations of clients, their family and friends. We develop relationships with our clients so we are able to service their specific needs, and are dedicated to providing professional, honest and courteous service.

With hard work and dedication, we have survived the influx of the 800 #’s and buy direct companies. We will continue to grow as an independent agent, and look forward to the future and another generation of clients.

Remember- if you pick up a rock, you find a lizard-if you contact us, you find an answer!

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Kriner & Furlong Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy -- you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.

Insurance Carriers

As independent agents, we have established long-term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

• AutoOne
• Allegany Co-Operative
• Broome Co-Operative
• Eastern Mutual
• Farmers Insurance
• Foremost Insurance
• Midstate Mutual
• Main Street America
• Progressive
• Travelers Flood
• Utica First

Professional Associations

• Professional Insurance Agents
• Independent Insurance Agents
• Trusted Choice Agent

Community Links

• gobroomecounty.com
• cityofbinghamton.com

Helpful Information

• NYS Insurance Department
• Insurance Information Institute
• NYS DMV
• FEMA